Prepaid Credit Cards P repaid C redit C ards. cc : The P repaid Credit Cards Website Compare Competing Prepaid Credit Card Offers! - Click Here for Prepaid Credit Card Offer Details from WIRED PLASTIC® - - Click Here for Prepaid Credit Card Offer Details from VAYA? - - Click Here for Prepaid Credit Card Offer Details from FIRST VINEYARD - As we move forward into a new millennium, many consumers are finding it very hard to stay on top of their bills. Many people are turning to credit cards and other loan related options to solve their ever worsening money problems, and as a way of keeping the American dream alive. But debt has become a serious problem not only in the United States but throughout the Western world. Banks, credit card companies and mortgage companies are reporting record profits, while consumers are filing for bankruptcy in records numbers. Credit card companies are doing especially well these days, all thanks to arbitrary fee increases and new rules that give these companies an unfair advantage over the consumer. So what is a credit weary consumer to do in a such a hostile credit and debt climate One solution to the world's credit card debt problems: Prepaid Credit Cards (also known as Prepaid Debit Cards or Stored Value Cards ): What Are Prepaid Credit Cards Prepaid credit cards are just like credit cards except, as you might have guessed, you prepay or "fill" your account with money before you use the card. Your are not extended a line of credit and therefore you do not go into debt and you don't pay any interest charges. In this way, prepaid credit cards are quite different from regular credit cards . But the best part about having a prepaid credit card is that you can use them just like a standard credit card to buy computers, movie rentals, music, or just about anything else a standard credit card can get you. Prepaid credit cards are great for: Students who generally don't have an established credit history. Those who have had some debt or credit problems in the past and are finding difficult to obtain a regular credit card . People who simply hate the idea of going into debt. Prepaid Credit Cards: The Advantages Prepaid credit cards are very easy to get when compared to regular credit cards . You can order a prepaid credit card online with no worry about credit history checks or other encumbrances like income requirements. There are also many other benefit to getting a prepaid credit card, including: No Debt : You'll never have debt that accumulates like it does